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The Bread Cashback™ American Express® Credit Card puts more in your pocket
Earn cash back rewards every day.1Plus, get peace of mind with American Express purchase protection, ID theft insurance and more.2
2%
Unlimited cash back on purchases.1
$0
Annual Fee and no Foreign Transaction Fees. Review rates, fees and more.3
Learn more Apply now
Online and in-store, buy the things you want now and pay over time with Bread Pay™.
Show me how
Get access to high-yield savings accounts and certificates of deposit at some of the most competitive rates† in the industry.
Highly competitive rates and access to your funds any time you need them.† Open an account in just minutes.
5.15% APY*
High-yield savings
$100
Minimum opening balance
FDIC
Insured
Explore more cards
Get the brand exclusive offers and benefits you've been looking for. Open and use one of our credit cards today!
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AAA Visa Signature® credit cards
$100 cash back paid as a statement credit.¹
NFL Extra Points Visa® Credit Card
$100 cash back. Paid as a statement credit.¹
Victoria’s Secret Mastercard® Credit Card
$25 off your first Victoria’s Secret purchase¹
Ulta Beauty Rewards™ Mastercard® Credit Card
20% off your first Ulta Beauty purchase.¹
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Rewards Details
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Comenity® Mastercard® Benefit Details
Earn Cash Back rewards with every Comenity® Mastercard® Credit Card purchase.1
All Cash Back offers are paid as a statement credit.
- $100 cash back when you spend $500 or more within 90 days of account opening.2
- 1.5% unlimited cash back when you use your Comenity Mastercard.1
- Enjoy all the benefits of your Comenity Mastercard with no annual fee.3
- Experience Mastercard network benefits, including identity theft protection.4
1Offer is exclusive to Comenity® Mastercard® Credit Card holders enrolled in the Comenity Rewards program. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please reviewcomenity.net/comenitycard/termsandconditions. Once earned, you must redeem for statement credit atwww.comenity.net/comenitycard.
2Valid one time only. Offer is exclusive to Comenity® Mastercard® Credit Card holders enrolled in the Comenity Rewards program. Maximum of $100. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, the offer will be automatically fulfilled as a $100 statement credit within 2 billing cycles.
3Review important rate, fee, and other cost information.
4Mastercard® Card benefits are benefits associated with Mastercard®. Certain terms, conditions and exclusions apply. For Full Benefits Terms and Conditions, please reference your Guide to Benefits or call 1-800-Mastercard.
Credit card offers are subject to credit approval.
Comenity® Mastercard® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
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Card benefits
- Earn 2% unlimited cash back on purchases when you use the Bread CashbackTM American Express® Credit Card.1
- Get peace of mind with American Express purchase protection, ID theft insurance and more.2
- No annual fee and no Foreign Transaction Fees.3
1 Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time.Please reference theRewards Terms and Conditionsfor full program details.
2 Certain terms, conditions, and exclusions apply. For more details, visit American Express.
3 Review important rate, fee, and other cost information.
Credit card offers are subject to credit approval.
American Express is a registered trademark of American Express. This Card is issued by Comenity Capital Bank pursuant to a license from American Express.
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Savings account details
*ANNUAL PERCENTAGE YIELD (APY):All Bread Savings APYs are accurate as of 6/12/2024. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings.
For high-yield savings accounts, a minimum of $100 is required and must be deposited in a single transaction. For high-yield savings accounts, the rate may change after the account is opened.
†Rates are compared against competitor rates published byBankrate.com and the institutions themselves as of 6/4/2024. Bankrate.com obtains the data from the various banks that it tracks and its accuracy cannot be guaranteed.
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Card Details
1Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received in your cart or via email after you open your new account. Must have valid email address and U.S. mailing address. Sign in to your VictoriasSecret.com account to begin your application for the Victoria’s Secret Credit Card Program. Offer not redeemable for cash or credit. Offer not valid on previous purchases, gift cards and clearance items. Additional limitations may apply. Offer may be modified or discontinued at any time with or without notice.
Credit card offers are subject to credit approval.
Victoria's Secret Credit Card Accounts are issued by Comenity Bank.
Victoria's Secret Mastercard® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
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Card Details
Open and use an Ulta Beauty Rewards™ Mastercard® Credit Card or Ulta Beauty Rewards™ Credit Card to save 20% off on all products and services on your first Ulta Beauty purchase.1
Plus earn 2x points everyday. 2 points per $1 spent at Ulta Beauty with your Ulta Beauty Rewards™ credit card.2
1Valid one time only. Duplicated offers will not be accepted. Excludes gift cards and prior purchases. If approved online, you must be opted into Ulta Beauty emails to receive 20% off coupon.
2Mentioned earning based on Base member level. Offer is exclusive to Ulta Beauty Rewards™ or Ulta Beauty Rewards™ Mastercard® credit card holders enrolled in the Ulta Beauty Rewards™ program. This rewards program is provided by Ulta Beauty® and its terms may change at any time. For full Rewards Terms and Conditions, pleasevisitulta.com/rewards.
Credit card offers are subject to credit approval.
Ulta Beauty Rewards™ Credit Card Accounts are issued by Comenity Capital Bank.
Ulta Beauty Rewards™ Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
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Card Details
$100 cash back when you open and spend $500 on purchases outside of the NFL in your first 90 days from open date. Paid as a statement credit.1
1Valid one time only. Offer is exclusive to NFL Extra Points Visa® Credit Card holders enrolled in the NFL Extra Points program. Maximum of $100 cash back. Offer excludes all NFL purchases including NFLShop.com, NFL stadium purchases and NFL tickets made at NFL Team Ticket Offices, Ticketmaster, StubHub and SeatGeek. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please visitcomenity.net/nflvisa.
Credit card offers are subject to credit approval.
Your team branded Extra Points Visa Credit Card represents your team affiliation within the NFL Extra Points Visa Credit Card program. Any reference to your team affiliated Extra Points Visa Credit Card is equivalent to the NFL Extra Points Visa Credit Card.
NFL Extra Points Visa® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.
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Card Details
Special Financing for up to 36 months1on purchases of $300 for 6 months, $750 for 12 months, $3000 for 18 months and $1500 for 36 months made with your Kay Jewelers Credit Card at Kay Jewelers.
1Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.
Credit card offers are subject to credit approval.
Kay Jewelers Credit Card Accounts are issued by Comenity Bank.
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Card Details
1 Valid one time only. Offer is exclusive to AAA Daily Advantage Visa Signature Credit Card or AAA Travel Advantage Visa Signature credit card holders enrolled in the AAA Daily Advantage or AAA Travel Advantage program. Maximum of $100 statement credit per account. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see Daily: AAA.com/AdvantageDailyTerms or Travel: AAA.com/AdvantageTravelTerms.
Credit card offers are subject to credit approval.
AAA Daily Advantage and AAA Travel Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.
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